Privacy Policy

Privacy Disclosure

What information do we collect?

We do not collect personal information from you when you at Debt Bytes other than when you participate in the comments on the blog. Any information not required will be specified as “optional”.

What do we us your information for?

Any of the information we collect from you may be used in one of the following ways:

  • To personalize your experience – Your information helps us to better respond to your individual needs.
  • To improve our website – We continually strive to improve our website offerings based on the information and feedback we receive from you.
  • To process transactions – Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested by our customer.
  • To send periodic emails – The email address you provide may be used to send you information and updates pertaining to your specific topic participation request, in addition to receiving occasional company news, updates, promotions, related product or service information, etc.

NOTE: If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.

How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information when you submit a request or place an order. These security measures include: password protected directories and databases to safeguard your information or SSL (Secure Sockets Layered) technology to ensure that your information is fully encrypted and sent across the Internet securely.

Do we use cookies?

Yes. Cookies are small files that a website or its service provider transfers to your computer’s hard drive through your web browser (if you allow) that enables sites or service providers systems to recognize your browser and capture and remember certain information. You may disable cookies at anytime, but this may change the interaction you have with our website.

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer your personally identifiable information to third parties. This does not include trusted outisde parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third party links

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We, therefore, have no responsibility or liability for the content, policies, and activities of these third-party websites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

California Online Privacy Protection Act Compliance

Because we value your privacy, we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We, therefore, will not distribute your private information to outside parties without your consent.

Childrens Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), and do not collect information from anyone under 13 years of age. Our website, products, and services are all directed to people who are at least 13 years old or older.

CAN-SPAM Compliance

We have taken the necessary steps to ensure that we are compliant with the CAN-SPAM Act of 2003 by never sending out misleading information.

Your Consent

By using our website, you consent to our privacy policy.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page, and/or update the Privacy Policy modification date below. Policy changes will apply only to information collected after the date of the change. This policy was last modified on 2-1-10.

Contacting Us

If there are any questions regarding this privacy policy, you may contact us using the information below.

Michael Bovee
217 Cedar St. #281
Sandpoint, Idaho 83864
United States

Privacy Policy Customer Pledge

We pledge to you, our customer, that we have made a dedicated effort to bring our privacy policy in line with the the following important privacy laws and initiatives:

  • Federal Trade Commission Fair Information Practices
  • California Online Privacy Protection Act
  • Childrens Online Privacy Protection Act
  • Online Privacy Alliance
  • Controlling the Assault of Non-Solicited Pornography and Marketing Act (CAN-SPAM Act)

Respectfully,
Michael Bovee
Debt Bytes

Testimonials

“For modest fees (less than $1,100 in total), they were able, in 4 months time, to settle these 4 accounts that totaled $57,523 for $12,585...21.9% of what was owed. Although my credit scores got some unavoidable bruises, my credit report now shows no balance due (no credit card debt whatsoever). I feel like a giant weight has been lifted off my back, and I can, without reservation, recommend CRN to anyone who feels they have a need for this kind of service. There are a lot of unsavory folks in this industry, but they can be avoided by choosing CRN.”

“ "It is so easy to get into the predicament that my husband and I have gotten into and I don't know what we would have done had we not heard your commercial on the radio on the way back from a convention last June. Our coach has been such a help in dealing with all of this and we appreciate being able to take advantage of your program. Thank you so much.”